Terms and Conditions

1. Overview

1.1. Welcome to Heltruvizan (the “Website”).

Our email [email protected]

1.2. The Website contains details about third-party platforms (the “External Platforms”) for dealing (the “Offerings”).

1.3. These Terms apply to your use of the Website and Services and create a legally binding agreement. If you do not agree, please stop using the Website. By continuing, you accept these Terms, which may be amended from time to time. Our Privacy notice is included by reference.

2. Who May Use the Site

2.1. You may only use the Website if you are 18 or over, have the legal capacity to do so, and are not barred from access under the laws that apply where you live or from where you visit the site.

2.2. We do not guarantee that the Website or Services are lawful for every user or every purpose, and we accept no responsibility for any unauthorised use.

3. Excluded territories

3.1. We may limit access in some territories, or for anyone we reasonably believe presents a legal, regulatory, reputational or financial risk. Country-specific conditions may also apply.

4. Forbidden actions

4.1. You must not violate anyone else’s rights; post unlawful or harmful material; introduce malware; market anything without permission; scrape, frame or mirror the Services; use unauthorised bots; get around security measures; remove ownership notices; access the Services other than via the Website; interfere with other users; use concealed tracking without consent; break the law; alter code; or reverse engineer our software.

4.2. Where we reasonably suspect your use breaches these Terms or the law, we may monitor activity, limit access, disclose information to third parties where lawful, and take any other protective action we consider appropriate.

5. Intellectual property rights

5.1. The Website and all content on it are protected by intellectual property rights owned by us or our licensors. Your use gives you no ownership rights, only a limited personal, non-commercial licence.

5.2. You must not copy, alter, share, sell, scrape, decompile or make derivative works from the content without our prior written permission.

6. Liability cap

6.1. You use the Website and Services entirely at your own risk. To the maximum extent allowed by law, they are supplied on an “as is” and “as available” basis, with no warranties of any kind.

6.2. We are not liable for mistakes in content, service outages, or harmful third-party code. You agree to indemnify us for losses resulting from your use of, or reliance on, the Website or Services.

6.3. To the maximum extent permitted by law, we are not liable for indirect or consequential damages or loss of profits or data. If a court finds us liable, our aggregate liability is capped at 100 GBP unless a higher minimum applies by law.

6.4. We are not liable for telecoms failures, network congestion, device or browser incompatibility, or any other matters beyond our reasonable control.

7. Third-party material

7.1. Content from third parties may be shown; we do not control it or endorse it, and it may be incomplete or no longer current. It is for you to decide whether to rely on it.

8. External links

8.1. Links to third-party sites are provided for convenience only. We are not responsible for the content or terms of those sites. You follow any link at your own risk.

9. General provisions

9.1. We may change Services and update these Terms by posting a revised version. Continued use may count as acceptance. These Terms and the Privacy Policy are the entire agreement on this subject.

9.2. No waiver from delay in enforcement. If a provision is invalid, the rest remains in effect. We may assign our rights; you may not assign without our consent.